What is Medicare Supplement Insurance?
Medicare supplement (Med-Sup) insurance can help pay some of the health care costs that original Medicare does not cover, like copayments, coinsurance, and deductibles.
Some Med-Sup policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medicare supplement insurance policy pays its share.
A Med-Sup policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Med-Sup policy only supplements your Original Medicare benefits.
Important Things to Know About Medicare Supplement Coverage
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